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TheBlackAdder

(29,623 posts)
12. When I did some storefront stuff, I created a second bank account used for ACH and other transfers.
Thu May 15, 2025, 01:25 PM
May 15

I can transfer funds from one to the other, and that isolates my primary bank account from untrustworthy entities.

I use that second account for property tax payments, college payments, insurance payments. I used a brand new debit card this past November to pay a tax fee to the township. Somewhere, either internal bank fraud or the clearinghouse processing the payment, compromised the account and that debit card showed three fraudulent charges a couple of months later. The bank flagged them, and I called the township to let them know what happened. This way they can check if other fraud is occurring.

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