I had a completely frazzled day of MA surprises...

[slightlv]

Hubby had a heart attack back in early October. Had to research my notes to track this down, thanks to memory overload at the time.

TODAY... November 20th, I received a physician's bill from the Hospital, an online notice of payment due to the Hospital for it's costs (of which I've never seen an invoice), and upon opening the mailbox late this afternoon, lo and behold there was an invoice for the initial ER costs AND a "Set off" on an ambulance ride to which I'd never received an invoice. All total, this afternoon cost me over $1000.00 in *covered* Medicare Advantage costs. Never before had we been hit like this, and this wasn't hub's first heart attack!

In addition to that, our Property Taxes increased by close to $500 each period (2 periods), and that was $1100.00 Talk about frazzled, frustrated, and freaking out right now!

It's obvious now that the MA plan we signed up on last year didn't come anywhere near to meeting our needs this year. Your health can change on a dime, so it's always a "best guess" when picking a plan, anyway, IMO. And I'm scheduled for a serious sit-down with my MA consultant tomorrow. I will gladly let her do the research and present me with the options...

I think what freaked me the most today, was the unexpected billings and "late notices" on invoices I never received. What the crap is going on with these billing departments?! They can't be any more responsive with notices *to me* than 6 weeks? and then act like I've been doing the File 13 with them? Talk about being offended!!! but they sure want ME to be quick responsive with MY money TO them.

All I can say is, "so much for Thanksgiving!" Luckily, we didn't have any plans and grandson is meeting his girlfriend's parents for Thanksgiving. They're getting pretty serious. He gave me a hug last night and told me, "Grandma, we don't have much money but we share it between us.. and besides, we've got something better... we've got love." And yes, I hugged him back with tears in my eyes. Sweet kid that he is.

Now I think I'm going to sequester myself somewhere quiet and have a good cry. Just need to decompress from the day and try to put the anxiety towards the back of my mind for now. Corporations will get their money when they get it. Hea... if they wanna talk at me like I'm a deadbeat, who am I to dissuade them?! (LOL) But I can already see that healthcare is going to be not only more expensive, but totally fracked up for the foreseeable future. Hang on to your hats, guys... it's gonna be a bumpy ride!