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mopinko

(72,788 posts)
2. i plan to do this.
Sat Oct 31, 2015, 05:26 PM
Oct 2015

in the midst of a divorce. 61 yo. i have barely worked myself, and my own benefits will only be a few hundred dollars.
i could claim his bennies, which are the max. but i am going to claim mine at 62, when i will still have maintenance. he will still be working by the time i hit 65. he will still be paying in the max each year he works. but he is thinking of retiring himself at about that time. he is only 55.
when he retires, it will cut my maintenance, so i will switch to spousal bennies at that time.

dont agree w this analyst about getting rid of spousal benefits to fix the problem, but i would have had no problems paying a small extra tax, or having a higher cap to insure my retirement.
lots of caregivers would be totally screwed by just getting rid of it. the true progressives are considering expanding them, giving work credits to care givers.

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