Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

Seniors

blackcrow

(156 posts)

4. easier

Reply to SheilaT (Reply #3)

Sat Jan 3, 2015, 08:48 AM

Jan 2015

Yes, Medicare + my Medigap plan + Plan D has simplified my life considerably. I got Medigap Plan F (there are a bunch of different Plans with different coverage in Medigap), so I have no copays and no deductible, i.e. nothing to track and no worries about do I have $20 in my pocket when I go to the doctor.

I looked around at info and asked around when I first went on Medicare. I wound up with the plans my neighbors had and liked, Medicare Plan A and Plan B, AARP Medigap Plan F, and AARP Medicare Rx which is Plan D. With this setup, I can see any doctor I want and don't even need a referral from my internist. AARP has been great - a couple of times I have needed approval for a med, and they approved it overnight. When I needed med approval when I was covered by an employer's plan, it could take weeks or months or never happened.

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

5 replies

= new reply since forum marked as read

Highlight:

Good grief, I am confused. Medicare coverage, too complicated! [View all] Paper Roses Oct 2014 OP

Go to www.medicare.gov alfie Oct 2014 #1

I have Blue Cross Medicare Advantage left-of-center2012 Oct 2014 #2

Since you have access to a computer, SheilaT Oct 2014 #3

easier blackcrow Jan 2015 #4

Good to hear you've got the plan you need. SheilaT Jan 2015 #5