I had a real chest pain yesterday, not just a twinge.

[hunter]

11. For a time I got really good at ignoring medical debt.

Probably didn't help me seeking further medical care, but one of the worst decisions I've made in my life, it did not end well, was to pay medical bills with a credit card.

Couldn't pay, got bumped up to 30% interest rate, and settled a few years later, verging on bankrupt, for what I actually owed, minus the exorbitant interest, with "credit rating" fully deceased.

Haven't borrowed money since, other than friends and relatives, and they got more than 30% interest back, if you want to be crass, and they wouldn't have cared about a total loss anyways.

If I was Emperor of this nation I would nationalize the health care system and some of the current managers would go to prison for enriching themselves by practicing medicine without a licence.