so I can get a sleep study done (~$20k w/out insurance, and I have no insurance) and get some treatment. There are several drug treatments for narcolepsy and similar disorders, but they all have side effects, are Rx only, and have major interactions with other drugs I'm prescribed for (I'm only on two, just bad coincidence there). As much as neither of us wants it, Mother is going to have to move into a "facility" within a few years. I can't take care of her myself very well now, and as she gets worse (memory loss is already really bad) I won't be able to do it full-time. Her mother lived to 90, IIRC, and her grandmother to 95, so that seems to run in that family (at least for women) but she's not having a comfortable old age.
It sure doesn't help to have an insurance company blindsiding her out of the blue, with no reasonable explanation offered why her home suddenly doubled in replacement value in less the past year, and very little advance notice. We're definitely dropping that company ASAP. They don't deserve to stay in business. (Safeco is a "sister company" of Liberty Mutual.) Life has enough challenges without corps dropping crap like this on the "little people" with such short notice. My waking hours are pretty well spoken for by all the problem I'm dealing with already. Anyone who adds to them earns a special serving of intense loathing in my book.
Apparently, LiMu is retiring the Safeco brand. Recently, they acquired all the booked policies of two different insurance companies. I strongly suspect that has some connection -- they're dumping the less profitable policies, or forcing them to drop coverage.
https://www.insurancejournal.com/news/national/2025/03/04/814036.htm
https://www.insurancejournal.com/news/national/2024/11/13/800889.htm
= new reply since forum marked as read