ACA credits expire at the end of the year. These made ACA (Obamacare) insurance much more affordable
https://www.democraticunderground.com/10143529349
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Health care costs are soaring. Blame insurers, drug companies — and your employer, NPR, 9/12/25
https://www.mprnews.org/story/2025/09/12/npr-health-care-costs-soaring-blame-your-employer
Some 154 million people get health insurance through their employer — and many could see their paycheck deductions surge next year, by 6% to 7% on average. Some will likely also see their out-of-pocket costs rise as employers pass along the spiking costs of care.
That's because employers will be paying a lot more — almost 9% more per employee on average, for the same level of coverage — to provide health benefits for their workers.
Last year, the average U.S. employer spent more than $19,000 per employee to provide family coverage while the employee kicked in $6,000, according to KFF. The total average family premium of $25,572 has increased 52% in the past decade.
Hmm, that's 4.276%/year average: 1.04276^10 = 1.52
About 4.3%/year
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