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Ms. Toad

(38,643 posts)
12. You can check the next year's prices during open enrollment.
Tue Mar 31, 2026, 10:20 AM
Tuesday

In November/December - and you can change plans if they are going to have a price home for the next year.

You might not have been able to avoid it if everyone was raising their prices, but prices change a lot from year to year - and plan on to plan. The insurance companies count on their customers not bothering to check during the open enrollment period and just letting their plan roll over. This year was a particularly volatile year, so a lot of people got sticker shock, like you did. There were a while series of posts just like yours in January.

I've been on the same plan until this year. I'm not on many meds - and they tend to be the ones everyone discounts. My spouse, in the other hand, has changed plans every year, because the meds she is on are more expensive and are the ones companies use to price gouge customers who don't shop the plans every year.

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