Poorer Americans shortly.

[Old Crank]

4. Don't know right now.

A few years ago he was set up in annuities and TIPS, the federal inflation protected treasuries.
I asked him if he had some ideas.

We live in Germany and we took a tax hit with our investments, since they are mostly IRAs from rolled over 403b etc. and would be subjected to tax any way. We used a chunk as a down payment on a flat. That will fix a portion of our expenses for the next 10 years. But we aren't sure what to do with the rest. European bonds and stocks are under preforming and we get taxed at Germany rates when we pull money out. We will be pulling some over early in the new year to start paying down our note.
And holding our breath that Trump doesn't totally upset the cart before then....