No, not been there
but parsing similar. Capital gains? There is still the $250K deduction isn't there? The costs of selling and moving far outweigh capital gains for most people in average housing.
As for living situation. I had such a discussion with someone recently, looking forward. Ask your Area Agency on Aging AAA if they or any county agency do lifestyle assessments for housing situation/repairs, or only financial assessments. They may have or can refer to social worker knowledgeable on such. Could be free, could involve fees. AAA may have referrals for senior housing, or evaluate listings or renters in some manner.
Senior communities and condos have HOA and fees and maintenance. Compare those to remaining in place and suffering depreciation. Those numbers are not very far apart. Monthly fees are steady, repairs are small and cheap, or major.
Learn to ask AI, and be precise in questions and followups. Cheap source of comprehensive ideas, accurate enough financial numbers without accountants. Repair advice too.
